GST & tax
Old regime or new: which one actually costs you less
The answer is not a rule of thumb, it is arithmetic. Here is the break-even point, and the mistake that makes people c...
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Calculix Blog – Finance, GST, Tax, Salary & Business Guides
Explore expert-written guides on GST, income tax, salary, PF, gratuity, EMI, loans, investments, business finance, pricing, profit calculations, and online selling. Every article includes practical examples, formulas, step-by-step calculations, and tips to help students, professionals, freelancers, businesses, and sellers make smarter financial decisions.
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GST & tax
3
Pricing & profit
2
Salary & benefits
1
Selling online
1
For chartered accountants
2
Money & investing
1
Pricing & profit
Margin or markup? The pricing mistake that quietly costs you a third of your profit
A 50% markup and a 50% margin are not the same thing. Confusing them is the single most common pricing error in Indian...
GST & tax
How to remove GST from an inclusive price (and the shortcut that gives the wrong answer)
Subtracting 18% from a GST-inclusive price does not give you the taxable value. Here is the correct formula, why the s...
Pricing & profit
What to charge once every cost is counted
Most pricing goes wrong before the markup is applied, because the cost base is incomplete. Here is what belongs in it.
GST & tax
What a late GST return actually costs you
Late fee and interest are two different charges with two different rules — and most businesses overpay the interest be...
For chartered accountants
Advance tax: the four dates, and what missing them costs
Sections 234B and 234C are not the same charge, the percentages are cumulative rather than incremental, and there is a...
For chartered accountants
TDS: the thresholds that catch people out
Thresholds apply to the aggregate, not the payment. Missing PAN costs double. And not deducting is usually more expens...
Salary & benefits
Why your ₹12 lakh CTC does not put ₹1 lakh in your account each month
The gap between a headline CTC and the amount that reaches your bank is routinely 25 to 30 percent. Here is exactly wh...
Money & investing
SIP, lumpsum and the returns nobody actually gets
Every SIP calculator assumes a return that no fund delivers. Understanding what that assumption hides is more useful t...